Can I Receive Spousal Social Security Benefits While Still Working

You can apply for benefits if you have been married for at least one year.

Can i receive spousal social security benefits while still working.

It does not apply if you receive spousal benefits because you are caring for a child who is under 16 or disabled or if you get spousal benefits and are also entitled to social security disability payments. With survivor benefits if your late spouse boosted his or her social security payment by waiting past fra to file your survivor benefit would also increase. Spousal benefits for social security allow a spouse to collect social security based on the work history of the other spouse. Kara age 66 is still working.

You may collect spousal benefits as early as age 62. Kara was born on or before jan. Her husband bob is collecting social security retirement benefits. You can get social security retirement benefits and work at the same time.

You may also continue to work but social security penalties apply to earned income over an annual limit during early retirement years. When you do it could mean a higher benefit for you and your family. Income that temporarily reduces a retired individual s social security benefits. Starting with the month you reach full retirement age we will not reduce your benefits no matter how much you earn.

Your spousal or survivor benefits may be reduced however if you are under full retirement age and continue to work. If you were born after jan. 1 1954 so she files a restricted application for social security spousal benefits based on bob s earnings record. 1 1954 there are only two exceptions to the deemed filing rule.

Social security is phasing in the fra increase differently for. Outside earnings from continued work only reduce social security benefits for individuals who. You can work while you receive social security retirement or survivors benefits. The 4 main ways you can get social security and still work.

You can receive up to 50 of your spouse s social security benefit. However if you are younger than full retirement age and make more than the yearly earnings limit we will reduce your benefit. If you never worked but are married to someone who s entitled to social security benefits you can claim benefits based on his or her work. She collects her spousal benefit while working for the next four years.

Social security pays benefits to four types of people who are still working. You can receive up to half of your spouse s benefit.